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<Tank-CEO> Question, Ship insurance. You have set a default of 40% insurance FREE insurance to all ships that are not insured manually. Now as a pirate, I beleive that this is fair to a certain extent. But I do beleive a new kind of way is needed. For example, battleships do not need that default insurance, if you cant afford a measly 3-5 mill dollar insurance, you shouldnt be in a battleship.

<@kieron> So my idea is that frigates will have a free default 40% insurance, Cruisers - 25% free default insurance, Battleships will have no free default insurance. This is just my opinion and thoughts on this matter and I am curious as to what your thoughts and opinions are on this matter.
<@omgbbqove> A valid point, but opinions differ so wildly on insurance, how high %, who should get it and who shouldn't exactly because the cases where you need them and how much you need them differ
<@omgbbqove> I too believe that somebody that owns a battleship should be able to afford insurance, but sadly the majority of the cases aren't so
<@omgbbqove> heck, somebody that buys a cruiser shouldn't vest all his resources in getting one either
<@omgbbqove> but the playstyle of people don't work that way, we've tried all variations from absolutely no insurance, to allowing insurance, to having the minimal 40% by default and this one seems to be the best versio so far
<@omgbbqove> of course it has worse effects in the long term, but not as bad as the other options are
<@omgbbqove> in fact, based on the statistics and trending we saw less people quit the game due to ship loss now than before. This of course benefits us as much as the players since we all need more players on tranquility to have more fun :D
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